Waste-free and worry-free protection
When you're focused on building the best life for your loved ones, you don't have time for worry or waste. FWD Critical Armor ensures your protection doesn't come with either. It provides coverage for up to 3x major critical illnesses (helping remove the worry of costs) and should you stay healthy, it returns 100% of your premiums (meaning nothing goes to waste).
FWD Critical Armor is also sold through PT Bank OCBC NISP under the name FWD Multiple Protection
Available to buy:
- via FWD agents
- Bank partner
3x major illness protection
Get covered for up to 3 separate major critical illnesses to receive 100% of your sum assured each time
100% refund (no 'waste')
Maturity benefit included. 100% of premiums will be returned, if you've never been diagnosed with a major critical illness.
Premium waiver
Premiums are waived upon diagnosis of the first major critical illness, lessening the burden so you focus on recovery.
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Frequently asked questions
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PT FWD Insurance Indonesia ("FWD Insurance") is licensed and supervised by the Financial Services Authority. FWD Insurance is a member or Alternative Dispute Resolution Agencies of Financial Services Sector
