The increase in medical costs in Indonesia can burden the finances of someone who will undergo either outpatient or inpatient treatment.
The Global Health Service Monitor Survey Sept 2023, stated that 59% of Indonesians feel that medical costs are increasing.
Some Indonesians may not have enough personal savings to pay for health care in full.
From the data above, we know the importance of the benefits of having health insurance to protect financial plans due to medical costs that can arise at any time.
Health insurance is health protection that can provide financial protection against medical care costs and provide access to quality health services.
Health insurance protects financial plans from the burden of medical costs due to illness and accidents, as well as investments that are important for maintaining financial stability.
Sharia health insurance is a form of mutual assistance (ta’awuni) and protection (takafuli) among Participants through the formation of a Tabarru’ Fund pool managed according to sharia principles.
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